{"id":16405,"date":"2011-08-07T13:28:53","date_gmt":"2011-08-07T18:28:53","guid":{"rendered":"http:\/\/timesandseasons.org\/?p=16405"},"modified":"2011-08-07T13:28:53","modified_gmt":"2011-08-07T18:28:53","slug":"mission-finances-part-1-5","status":"publish","type":"post","link":"https:\/\/timesandseasons.org\/index.php\/2011\/08\/mission-finances-part-1-5\/","title":{"rendered":"Mission Finances, Part 1.5"},"content":{"rendered":"<p>(Note: this is part 1.5 of series that looks to be running at least 4 posts long at this point. Part 1 is <a href=\"http:\/\/timesandseasons.org\/index.php\/2011\/07\/mission-finances-part-1\/\">here<\/a>.)<\/p>\n<p>In the comments, Naismith <a href=\"http:\/\/timesandseasons.org\/index.php\/2011\/07\/mission-finances-part-1\/#comment-328410\">pointed out<\/a> that the $400\/month is not the sole expense potential missionaries face. In order to go on a mission, a potential missionary needs a dental exam (including, at least in my case, getting his or her wisdom teeth removed) and a medical exam. There are also clothing costs&#8212;for my mission (IIRC), I needed 10 short-sleeved white shirts, 2 long-sleeved white shirts, a bunch of ties, two suits, a couple pairs of slacks, and a couple pairs of shoes.<\/p>\n<p>The thing is, all of these upfront expenses represent real money. While potential missionaries with their own health insurance or on their parents&#8217; insurance only have to pay their $20 (or whatever) copay, without insurance, medical and dental exams represent a real out-of-pocket expense. (And the <em>New York Times<\/em> tells me that more than\u00a0<a href=\"http:\/\/www.nytimes.com\/2007\/10\/11\/business\/11decay.html\">100 million<\/a> Americans don&#8217;t have dental insurance.) Heck, if a white shirt costs $20, 12 shirts will set the future missionary back $240, and a pair of suits will cost $800.[fn1]<\/p>\n<p>And these are expenses that, to the best of my knowledge, the Church doesn&#8217;t generally cover.<\/p>\n<p>See, the thing is, I totally understand these expenses. If you&#8217;re going to be a missionary, you need to dress like a missionary. And my wardrobe wasn&#8217;t white-shirt heavy when I was 19.[fn2] And it&#8217;s certainly important that potential missionaries be in good health when they leave&#8212;as I understand it, preventative medicine is the best way to say healthy.<\/p>\n<p>And it&#8217;s not just a Church thing. As a data point, in order to enter the Chicago Public Schools, a child needs to have a medical exam (including vaccinations) and an eye exam.[fn3] I&#8217;m fortunate enough to have employer-provided medical insurance,[fn4] but I don&#8217;t know what a Chicago family with a 5-year-old does if they don&#8217;t have insurance.<\/p>\n<p>So how do missionaries navigate these upfront expenses? I assume that the expenses are necessary, but can you imagine a world in which they&#8217;re not?<\/p>\n<p>&#8212;<\/p>\n<p>[fn1] You can probably get suits for cheaper, but, really, $400 for a suit is a steal. But even if you could get a suit for $100 (which you can&#8217;t), that&#8217;s $200. And I&#8217;m sure Sister missionaries face at least an equivalent cost. I just don&#8217;t know offhand what Sisters are expected to bring.<\/p>\n<p>[fn2] Actually, I currently only own 1 white shirt, so that&#8217;s not just an 19-year-old me thing.<\/p>\n<p>[fn3] The eye exam thing is new this year, so we have yet to see how it plays out. But it seems like a pretty good idea, right?<\/p>\n<p>[fn4] No clothing insurance, though.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Note: this is part 1.5 of series that looks to be running at least 4 posts long at this point. Part 1 is here.) In the comments, Naismith pointed out that the $400\/month is not the sole expense potential missionaries face. In order to go on a mission, a potential missionary needs a dental exam (including, at least in my case, getting his or her wisdom teeth removed) and a medical exam. There are also clothing costs&#8212;for my mission (IIRC), I needed 10 short-sleeved white shirts, 2 long-sleeved white shirts, a bunch of ties, two suits, a couple pairs of slacks, and a couple pairs of shoes. The thing is, all of these upfront expenses represent real money. While potential missionaries with their own health insurance or on their parents&#8217; insurance only have to pay their $20 (or whatever) copay, without insurance, medical and dental exams represent a real out-of-pocket expense. (And the New York Times tells me that more than\u00a0100 million Americans don&#8217;t have dental insurance.) Heck, if a white shirt costs $20, 12 shirts will set the future missionary back $240, and a pair of suits will cost $800.[fn1] And these are expenses that, to the best of [&hellip;]<\/p>\n","protected":false},"author":138,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[10],"tags":[],"class_list":["post-16405","post","type-post","status-publish","format-standard","hentry","category-missionary"],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/timesandseasons.org\/index.php\/wp-json\/wp\/v2\/posts\/16405","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/timesandseasons.org\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/timesandseasons.org\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/timesandseasons.org\/index.php\/wp-json\/wp\/v2\/users\/138"}],"replies":[{"embeddable":true,"href":"https:\/\/timesandseasons.org\/index.php\/wp-json\/wp\/v2\/comments?post=16405"}],"version-history":[{"count":6,"href":"https:\/\/timesandseasons.org\/index.php\/wp-json\/wp\/v2\/posts\/16405\/revisions"}],"predecessor-version":[{"id":16415,"href":"https:\/\/timesandseasons.org\/index.php\/wp-json\/wp\/v2\/posts\/16405\/revisions\/16415"}],"wp:attachment":[{"href":"https:\/\/timesandseasons.org\/index.php\/wp-json\/wp\/v2\/media?parent=16405"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/timesandseasons.org\/index.php\/wp-json\/wp\/v2\/categories?post=16405"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/timesandseasons.org\/index.php\/wp-json\/wp\/v2\/tags?post=16405"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}